| 1 | An overview of the EU financial services supervisory ... This practice note provides an overview of the EU financial services supervisory framework that formally came into effect on 1 January 2011. The framework is known as the European System of Financial Supervision (ESFS). It consists of: The European Systemic Risk Board (ESRB). The European Supervisory Authorities (ESAs) (which have replaced the previous level 3 "Lamfalussy" committees): the European Banking Authority (EBA); the European Securities and Markets Authority (ESMA); and the European Insurance and Occupational Pensions Authority (EIOPA). The Joint Committee of the ESAs. The 27 EU member state national supervisors. For a quick guide to the ESFS, see Quick guide, EU financial services supervisory framework. The reform of the EU financial services supervisory framework, which resulted in the ESFS, was tracked in Reform of the EU financial services supervisory framework: key developments tracker. This tracker includes key source materials, together with related PLC Financial Services coverage. | Practice note: overview | Maintained |
| 2 | Bribery and corruption toolkit A toolkit to guide users through PLC's UK, US and international content on bribery and corruption. | Practice note: overview | Maintained |
| 3 | Consumer credit resources This resources document brings together key EU and UK developments in the area of consumer credit and contains links to the key source materials relating to these developments. It is not intended to be an exhaustive list of all consumer credit materials published by interested parties. | Practice note: overview | Maintained |
| 4 | Hot topics: European Commission review of the Insurance ... This resources document outlines the European Commission's review of the Insurance Mediation Directive (2002/92/EC). It tracks expected developments in this area and also sets out the milestones for potential future development in this area. The key primary source material table in this document contains links to key primary source material and related PLC Financial Services Legal updates. It is not intended to be an exhaustive list of all relevant materials published by interested parties. | Practice note: overview | Maintained |
| 5 | Money laundering toolkit All businesses in the regulated sector, including lawyers, accountants and financial institutions, need to be aware of their obligations under the anti-money laundering (AML) regime. Failure to comply with the AML regime could, in the worst case, lead to personal criminal liability. This toolkit guides users through PLC's UK, EU, US and international resources on AML. | Practice note: overview | Maintained |
| 6 | Solvency II resources This resources document contains links to the key source materials in relation to the Solvency II project, together with related PLC Financial Services coverage. It is not intended to be an exhaustive list of all Solvency II materials published by interested parties. The Solvency II Directive (2009/138/EC) (also known as "Solvency 2") fundamentally reforms the capital requirements for insurers and reinsurers. It establishes a more sophisticated, risk-based set of capital requirements across the EU, together with a modernised supervisory system. It is designed to provide more uniform levels of consumer protection and promote competition in the insurance market. For PLC Financial Services subscribers interested in insurance and reinsurance, the following multi-jurisdictional guide is available, Insurance and Reinsurance Handbook. This guide brings together a range of information on current cross-border issues and includes country-specific Q&A guides. Each jurisdiction is described in a separate chapter, written by one of the leading firms on the subject in that jurisdiction. | Practice note: overview | Maintained |
| 7 | Alternative Dispute Resolution and Online Dispute Resolution ... A practice note tracking developments relating to two European Commission proposals on the use of alternative dispute resolution (ADR) and online dispute resolution (ODR) for resolving consumer disputes in chronological order. | Practice notes | Maintained |
| 8 | Collective redress: legislation tracker A practice note charting developments relating to collective redress in chronological order. | Practice notes | Maintained |
| 9 | Consumer Credit Directive: key changes to the UK regime ... A summary of the key changes to the Consumer Credit Act 1974 (CCA), and a number of the regulations made under that Act, that took effect on 1 February 2011 as a result of the UK implementation of the Consumer Credit Directive (2008/48/EC) (CCD). Changes to the UK consumer credit regime made after 1 February 2011 are outside the scope of this note. | Practice notes | 08-Mar-2013 |
| 10 | Consumer Credit Directive: UK transposition table A transposition table that explains how the Consumer Credit Directive (2008/48/EC) (CCD) has been implemented in the UK. The table gives a brief explanation of the objectives of each of the CCD Articles and identifies the UK legal and regulatory provisions that have implemented each Article. The CCD was fully implemented in the UK on 1 February 2011. | Practice notes | Maintained |
| 11 | EU financial services supervisory framework: a quick guide This is a quick guide to the EU financial services supervisory framework that formally came into effect on 1 January 2011. The framework is known as the European System of Financial Supervision (ESFS). It consists of: The European Systemic Risk Board (ESRB). The European Supervisory Authorities (ESAs) (which have replaced the previous level 3 "Lamfalussy" committees): the European Banking Authority (EBA); the European Securities and Markets Authority (ESMA); and the European Insurance and Occupational Pensions Authority (EIOPA). The Joint Committee of the ESAs. The 27 EU member state national supervisors. For a more detailed overview of the ESFS, see Practice note, An overview of the EU Financial Services supervisory framework. The reform of the EU financial services supervisory framework, which resulted in the ESFS, was tracked in Reform of European financial services supervisory framework: key developments tracker. This tracker includes key source materials, together with related PLC Financial Services coverage. | Practice notes | Maintained |
| 12 | Passporting by Insurance Undertakings in the European ... In this practice note, Tim Goggin and Charles Rix, Partners in the Financial Institutions Group, Hogan Lovells, set out an overview of the procedures for the establishment of branches and the provision of services by insurance undertakings in the European Economic Area (EEA). | Practice notes | Maintained |
| 13 | Passporting into and out of the UK: an overview An overview of the procedures to be followed by firms wishing to establish branches or provide cross-border services in the European Economic Area (EEA) using passport rights under one of the single market directives. It focuses on the procedures that apply to firms wishing to passport into or out of the UK. | Practice notes | Maintained |
| 14 | Regulation of insurance in the UK An overview of the regulatory treatment of insurance business in the United Kingdom. The following multi-jurisdictional guide is also available to PLC Financial Services' subscribers: Insurance and Reinsurance Handbook. This guide brings together a range of information on cross-border issues and includes country-specific Q&A guides. Each jurisdiction is described in a separate chapter, written by one of the leading firms on the subject in that jurisdiction. | Practice notes | Maintained |
| 15 | Rome I and Rome II: a summary This note considers: The Rome I Regulation on the law applicable to contractual obligations. The Rome II Regulation on the law applicable to non-contractual obligations. It summarises the background to both Regulations, their legislative history and key objectives (including the instruments which preceded their introduction, namely the Rome Convention on the law applicable to contractual obligations and the Private International Law (Miscellaneous Provisions) Act 1995). | Practice notes | Maintained |
| 16 | Seeking a reference to the ECJ This note explains what the Court of Justice of the European Union (formerly known as the European Court of Justice (ECJ)) is, why a reference would be made to it and who can make a reference. The note gives examples of questions which might be referred to the ECJ and sets out a brief summary of the procedure to be followed and the effect of a ruling by the ECJ on the question referred. | Practice notes | Maintained |
| 17 | The European Union after the Treaty of Lisbon This Practice note examines the impact of the Treaty of Lisbon on the decision-making procedures and substantive policies of the European Union. | Practice notes | Maintained |
| 18 | Third Money Laundering Directive An overview of the provisions of the Third Money Laundering Directive (2005/60/EC) (known as MLD3, 3MLD, 3AMLD and Third AMLD) which came into force on 15 December 2005. Member states were required to implement the Directive by 15 December 2007. This was achieved in the UK mainly by way of the Money Laundering Regulations 2007 (SI 2007/2157) (MLRs), which came into force on 15 December 2007. | Practice notes | Maintained |
| 19 | UK Implementation of the Reinsurance Directive An overview of the key provisions of the Reinsurance Directive (2005/68/EC) (RID), and the approach HM Treasury and the FSA took to implement this Directive in the UK by the 10 December 2007 deadline. Changes to the UK regulatory regime for reinsurers made after 10 December 2007 are outside the scope of this note. | Practice notes | 10-Dec-2007 |